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Comprehensive insurance is defined as coverage for non-collision-related damage to your vehicle, which is why it's sometimes called "other than collision" coverage. " Full coverage," on the other hand, is an. Comprehensive vs. collision insurance: What's the difference? Comprehensive and collision are both optional coverages that protect your vehicle, but they differ in the type of incident they cover.. What is comprehensive auto insurance coverage? Comprehensive coverage is an optional coverage. Though it's optional, auto lenders may require you to carry comprehensive when leasing or financing.

Paying for comprehensive and collision — the coverages that many people mean when they say "full coverage" — may not be worth it if your car's value is minimal and your policy includes a high. Yes, comprehensive coverage on your auto policy can cover snow-related damage to your vehicle. For example, if a falling icicle breaks your windshield or dents your hood, comprehensive coverage can.