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Comprehensive and collision are two different types of coverages that can cover physical damage to your RV. Comprehensive protects against events outside your control: theft, vandalism, fire, glass. Learn more about comprehensive car insurance coverage from Progressive, including how it works, what it can cover, and additional benefits. Comprehensive vs. collision insurance: What's the difference? Comprehensive and collision are both optional coverages that protect your vehicle, but they differ in the type of incident they cover..

Because comprehensive and collision only cover vehicle damage, claims for medical bills after hitting a deer would be covered by your medical payments coverage or your personal injury protection (PIP). What is comprehensive auto insurance coverage? Comprehensive coverage is an optional coverage. Though it's optional, auto lenders may require you to carry comprehensive when leasing or financing. Paying for comprehensive and collision — the coverages that many people mean when they say "full coverage" — may not be worth it if your car's value is minimal and your policy includes a high. Yes, comprehensive coverage on your auto policy can cover snow-related damage to your vehicle. For example, if a falling icicle breaks your windshield or dents your hood, comprehensive coverage can.